Compare Loans You only get one chance to choose your loan provider, and compare now makes the process quick and painless. The comparison table below displays loans from leading lenders, or to narrow your search fill in the boxes below to personalise your results. Customise your loan I want a loan of: £ I want to pay it over: months I am a homeowner:

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	Loan Provider	Typical APR	Minimum Loan Amount	Maximum Loan Amount	Maximum Loan Period
	Personal Loans Barclays offer personal loans with a typical rate of 10.9% APR on loans of £5,000 or more. If you're an existing customer you could get an immediate decision.	10.9%	£5,000	£25,000	Get a quote
	Personal Loans Nationwide offer personal loans to customers who currently have a flex account with them. Get a no obligation quote today and you could have a decision in minutes	7.9%	£5,000	£14,999	Get a quote
	Personal Loans If you are currently a Halifax customer then you can benefit from their personal loans. If you need extra cash for home improvements, a car or are looking to sort out your finances, then apply today for a Halifax personal loan.	8.1%	£1,000	£13,000	Up to 84 months

About Loans

Everyone has a different reason for taking out a loan, whether it is to pay for home improvements, cover for a holiday, or to consolidate existing debts. Generally, there are two main types of loans available to customers, unsecured personal loans and secured loans. Unsecured loans are called as such as they are 'unsecured' against any kind of collateral, i.e. a house or property, that the lender can use as insurance in the event that you may not be able to pay them back - thus an unsecured personal loan suffers from a rate of interest higher than that of a loan which is secured. A secured loan, by contrast, is any type of loan that is secured using any property owned by the client, usually the house they live in. As secured loans are low-risk investments from the lenders' point of view, secured loan customers benefit from lower rates of interest than those available on an unsecured loan.

Loans can be tailored to suit each individual's needs and circumstances. Home Improvement loans typically allow you to borrow an amount around or in excess of your property value and arrange for manageable monthly repayments. Graduate loans are designed specifically for those who have recently finished a degree and are in the first few months of work, and allow postgraduates to enjoy a slightly lower rate of interest than those found on typical unsecured loans.

Also popular are consolidation loans - a single loan used to pay off multiple smaller debts, bringing any outstanding balances under a single repayment scheme - all debts are made payable to one lender with one interest rate.